10 Don’ts for a Rock Solid Mortgage Approval
Yesterday I shared the Do's for a Rock Solid Mortgage Approval but today I want to share what not to do. What not to do is just as, if not…
5 Do’s for a Rock Solid Mortgage Approval
Just because the mortgage lender has issued a pre-approval, conditional approval, or even a final approval does not mean that the qualifying process is over. Did you know that most…
Can You Afford a Mortgage Payment?
Determining what you can afford for a mortgage payment is looked at from two perspectives....your's and the lender's. You have your budget, your comfort zone, your expectations. The lender has…
Ultimate Guide to Prepaying Your Mortgage
I believe I have two main responsibilities when assisting my customers when obtaining a mortgage. First, to provide them the best possible mortgage product and terms available to them. Second,…
Conventional 0% Down
Did you know there were Conventional Loans with 0% down?! I've got two: Metro Mortgage Assistance Plus: Conventional 3% Down (I thought you said 0% down!? I did, check out…
Giant, Huge,…JUMBO
We're in a crazy market none of us have seen before. I shared a customer experience about the different options for the higher purchase price buyer. Well, what if we…
To Jumbo or Not to Jumbo?
This information is easiest to explain through an actual experience with one of my customers... I just recently got a call from a past customer of mine. He desperately needed to…
How Pre-Approved is Your “Pre-Approved” Buyer?
I hope you have time for a quick (and amusing) story... Just last week we were working with a customer to get them pre-approved. We completed our pre-approval process and…
BIG Change to CHFA!!
I am not sure what you know about CHFA but they have made some big changes over the past couple of years and they just made another change that could help…
Is Your Non-Warrantable Condo Really Non-Warrantable?
Condos, condos, condos. I don't know about you but financing condos seems to have become a hot topic lately. Specifically, if it is non-warrantable...but no one likes labels, right? What is…