![Read more about the article How much house can you afford? [Your Goldilocks Payment]](https://lendingahand.com/wp-content/uploads/Goldilocks-Payment-sm-300x169.jpg)
How much house can you afford? [Your Goldilocks Payment]
When it comes to figuring out how much house you can afford there are two considerations. First is how much the lender says you can afford but equally, if not…
![Read more about the article Bad credit, but want to buy a home? [HOME LOAN RULES]](https://lendingahand.com/wp-content/uploads/Buy-a-Home-without-Great-Credit-sm-300x169.jpg)
Bad credit, but want to buy a home? [HOME LOAN RULES]
Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…
![Read more about the article Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]](https://lendingahand.com/wp-content/uploads/FHA-MI-Explained-sm-300x169.jpg)
Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]
Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…
![Read more about the article How to Qualify for a Mortgage Loan [5 Requirements]](https://lendingahand.com/wp-content/uploads/Requirements-for-Home-Loan-sm-300x169.jpg)
How to Qualify for a Mortgage Loan [5 Requirements]
Wondering how to qualify for a home loan? There are 5 main requirements when it comes to getting a mortgage pre-approval and that's the topic of this video. Getting a…
![Read more about the article Buy a House the Dave Ramsey Way or Now? [15 year comparison]](https://lendingahand.com/wp-content/uploads/Dave-Ramsey-vs-Now-sm-300x169.jpg)
Buy a House the Dave Ramsey Way or Now? [15 year comparison]
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
![Read more about the article Do Not Buy a House If… [advice for home buyers]](https://lendingahand.com/wp-content/uploads/Dont-Buy-a-House-sm-300x169.jpg)
Do Not Buy a House If… [advice for home buyers]
You may not expect a licensed Mortgage Advisor, like me, to tell you, "Do Not Buy a House!" but there are times when it simply doesn't make sense or is…
FHA Upfront Mortgage Insurance Premium (UFMIP)
FHA home loans have two types of mortgage insurance - up-front mortgage insurance premium (UFMIP) and monthly mortgage insurance (MIP). I've covered FHA monthly MIP in another post so the…
![Read more about the article Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]](https://lendingahand.com/wp-content/uploads/20181012-Share-STM-300x164.jpg)
Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]
Some Highlights: Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have…
Dispelling the Myth About Home Affordability
We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those…
Free Credit Report
Many people I talk to have heard about getting their FREE credit report at www.freecreditreport.com because they have heard the catchy commercials they have singing about getting their free report. …