Everything You Need to Know About an FHA Mortgage

The Cost of FHA Monthly Mortgage Insurance (MIP)

Post author:Scott Wynn
Post published:21 April, 2021
Post category:Buy Buying & Selling FHA For Buyers Mortgage Insurance YouTube

When you get an FHA loan you are required to pay mortgage insurance. There is an up-front mortgage insurance premium (UFMIP) and a monthly mortgage insurance (MIP) too. Today, we're…

Bad credit, but want to buy a home? [HOME LOAN RULES]

Post author:Scott Wynn
Post published:21 October, 2020
Post category:Buy Buying Myths Credit & Debts FHA For Buyers Home Buyers YouTube

Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…

Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]

Post author:Scott Wynn
Post published:17 October, 2020
Post category:Credit & Debts FHA For Buyers Home Buyers YouTube

Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…

Buy a House the Dave Ramsey Way or Now? [15 year comparison]

Post author:Scott Wynn
Post published:10 October, 2020
Post category:Buy Conventional FHA For Buyers Home Buyers Rent vs. Buy YouTube

Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…

FHA Loan Requirements 2020…SIMPLIFIED! [Top 7 Rules You Need to Know]

Post author:Scott Wynn
Post published:29 September, 2020
Post category:FHA Qualifying YouTube

FHA is a great loan option to consider when purchasing a home so it is important to know what the FHA loan requirements are to see if it is the…

Down Payment Assistance Pros and Cons – Buy Now or Save for Down Payment

Post author:Scott Wynn
Post published:11 September, 2020
Post category:Closing Costs Conventional Down Payment Down Payment Assistance FHA First Time Home Buyers For Buyers YouTube

Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…

Down Payment Assistance Programs in Colorado

Post author:Scott Wynn
Post published:9 September, 2020
Post category:Conventional Down Payment Assistance FHA First Time Home Buyers For Buyers Move-Up Buyers USDA VA YouTube

Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…

CHFA SmartStep Down Payment Assistance Program

Post author:Scott Wynn
Post published:4 September, 2020
Post category:Down Payment Assistance FHA USDA VA YouTube

CHFA SmartStep Program is one of the most popular down payment assistance program CHFA offers. It is less restrictive than their CHFA FirstStep Program and has more options for down…

CHFA FirstStep – First Time Home Buyer Program

Post author:Scott Wynn
Post published:2 September, 2020
Post category:Down Payment Down Payment Assistance FHA First Time Home Buyers For Buyers YouTube

CHFA FirstStep is a great program for Colorado First Time Buyers who are looking to buy but don’t have a ton of money for down payment. Using the CHFA FirstStep…

Top 3 CHFA Down Payment Assistance Programs

Post author:Scott Wynn
Post published:31 August, 2020
Post category:Buy Closing Costs Conventional Down Payment Down Payment & Closing Costs Down Payment Assistance Down Payments FHA First Time Home Buyers For Buyers VA YouTube

CHFA or Colorado Housing & Finance Authority, is one of the best down payment assistance programs for both first time home buyers and non-first time home buyers in Colorado.