The Cost of FHA Monthly Mortgage Insurance (MIP)
When you get an FHA loan you are required to pay mortgage insurance. There is an up-front mortgage insurance premium (UFMIP) and a monthly mortgage insurance (MIP) too. Today, we're…
Mortgages are confusing! But they don’t have to be. We’ve created a ton of free content for those looking at an FHA mortgage.
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Bad credit, but want to buy a home? [HOME LOAN RULES]
Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…
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Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]
Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…
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Buy a House the Dave Ramsey Way or Now? [15 year comparison]
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
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FHA Loan Requirements 2020…SIMPLIFIED! [Top 7 Rules You Need to Know]
FHA is a great loan option to consider when purchasing a home so it is important to know what the FHA loan requirements are to see if it is the…
Down Payment Assistance Pros and Cons – Buy Now or Save for Down Payment
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Down Payment Assistance Programs in Colorado
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…
CHFA SmartStep Down Payment Assistance Program
CHFA SmartStep Program is one of the most popular down payment assistance program CHFA offers. It is less restrictive than their CHFA FirstStep Program and has more options for down…
CHFA FirstStep – First Time Home Buyer Program
CHFA FirstStep is a great program for Colorado First Time Buyers who are looking to buy but don’t have a ton of money for down payment. Using the CHFA FirstStep…
Top 3 CHFA Down Payment Assistance Programs
CHFA or Colorado Housing & Finance Authority, is one of the best down payment assistance programs for both first time home buyers and non-first time home buyers in Colorado.