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Buy a House the Dave Ramsey Way or Now? [15 year comparison]
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
Mortgages are confusing! But they don’t have to be. We’ve created a ton of free content for those looking at a conventional mortgage.
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Should You Escrow? It Depends! [Escrow Accounts EXPLAINED]
Should you escrow your taxes and insurance as a part of your mortgage payment? It depends, and I’ll explain why in this video, Escrow Accounts Explained! When deciding whether to…
3 Conventional Loans for First Time Home Buyers
Conventional is great for those with a 20% down payment but what about First Time Home Buyers who don’t have 20% to put down? Here are 3 Conventional loan programs…
Down Payment Assistance Pros and Cons – Buy Now or Save for Down Payment
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Down Payment Assistance Programs in Colorado
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…
CHFA Preferred: Conventional with Down Payment Assistance
Would you like to use down payment assistance to buy your next home in Colorado but prefer to use Conventional instead of FHA, VA or USDA? CHFA Preferred may be…
Top 3 CHFA Down Payment Assistance Programs
CHFA or Colorado Housing & Finance Authority, is one of the best down payment assistance programs for both first time home buyers and non-first time home buyers in Colorado.
20% Down Not Always Best
20 Percent...the magic number for mortgages, right? Well, I am here to tell you that 20% down payment is not always best. Sometimes putting down less money can be better…
Trended Credit Data
We are about to experience one of the largest shifts in mortgage qualifying that we have had in quite some time. If you have not heard about Trended Credit Data…
12 Mortgage Terms You Should Know
Going through the mortgage and home buying process can be stressful. Part of that stress is the unknown. Not knowing what to expect. Not knowing the terms being used. Today I…