One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20%…
![Buy a House the Dave Ramsey Way or Now? [15 year comparison]](https://lendingahand.com/wp-content/uploads/Dave-Ramsey-vs-Now-sm-150x150.jpg "Buy a House the Dave Ramsey Way or Now? [15 year comparison]")
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
The most common question I get as a Mortgage Advisor is, "What are today's mortgage rates?" And, if you're considering a home purchase I'm sure you are interested in the…
Conventional is great for those with a 20% down payment but what about First Time Home Buyers who don’t have 20% to put down? Here are 3 Conventional loan programs…
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…
Would you like to use down payment assistance to buy your next home in Colorado but prefer to use Conventional instead of FHA, VA or USDA? CHFA Preferred may be…
What is Loan to Value or LTV? You might be wondering what LTV has to do with a home purchase or getting a mortgage. Find out what LTV is and…