VA Cash-Out Refinance

https://youtu.be/pdwmXmIDZNw VA financing is one of the best mortgage options available and when it comes to a VA cash-out refinance it is downright amazing! Rate & Term vs Cash-Out Refinance Normally,…

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20% Down Not Always Best

20 Percent...the magic number for mortgages, right?  Well, I am here to tell you that 20% down payment is not always best.  Sometimes putting down less money can be better…

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Are you Ready for “Home Ready”

G'day mate! (I don't know why I went Australian on you there.) Last week's post on NHF being suspended triggered a lot of questions about available alternatives.  We mentioned two in…

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NHF is Gone?!

We just received a notification about the National Homebuyer Fund (NHF) down payment assistance program and wanted to keep you informed. NHF is one of the most popular down payment…

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Good Faith Estimate Explained

The Good Faith Estimate, also known as a GFE, shows the interest rate, term, loan amount, and all settlement costs on a particular loan. The Good Faith Estimate is divided…

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What is APR or Annual Percentage Rate?

One of the most common incorrectly explained and misunderstood topics within the mortgage business is the definition of APR.  I will do my best to unravel the mystery and explain…

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What is a Good Credit Score?

You just want to know what a good credit score is.  Probably because you are looking into obtaining a mortgage, or maybe an auto loan.  Did you know credit scores…

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