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Are you a first time home buyer or someone who has not owned a home in the most recent three years? I’ve got the BEST First Time Home Buyer Programs in 2020.

Scott Wynn shares his top 5 best programs for first time home buyers in 2020 including FHA, VA, Freddie Mac’s Home Possible® Conventional loan, Fannie Mae’s HomeReady® Conventional loan, and a 3% down Conventional option as well. Scott also shares a little known program available to first time buyers you wont want to miss out on. It is kind of a secret. Not many people know about it. Even some mortgage professionals don’t know it exists.

If you aren’t a first time home buyer you may be surprised to find out you may still qualify for first time home buyer programs. Mortgage requirements consider anyone who has not owned a home in the most recent three years to be considered a first time home buyer with all the perks.

Video covers minimum down payments, credit requirements, mortgage insurance info and compares these different options so you know when you might use one program over another.