How Mortgage Rates Work
I often get calls asking, "What's your rate?" Unfortunately, it is not that simple. Mortgage rates depend on many factors including decisions made by you. Let's dig in and I…
12 Mortgage Terms You Should Know
Going through the mortgage and home buying process can be stressful. Part of that stress is the unknown. Not knowing what to expect. Not knowing the terms being used. Today I…
Record Low Interest Rates…The Whole Story
You may have seen recent news clips talking about RECORD LOW RATES like this one: Housing struggles despite mortgage rates hitting new low or this one: Fannie Fees Fail to…
Does Refinancing Really Make Sense? Calculate It!
Refinancing always sounds like a good deal when you can reduce your interest rates and monthly payment son your mortgage but does it always make sense to refinance your mortgage?…
The Lender that Could – I Knew I Could
The mortgage business can be a confusing industry to understand. There are different types of loans, different types of lenders and different paths for loans after closing. All of these…
Good Faith Estimate Explained
The Good Faith Estimate, also known as a GFE, shows the interest rate, term, loan amount, and all settlement costs on a particular loan. The Good Faith Estimate is divided…
What is APR or Annual Percentage Rate?
One of the most common incorrectly explained and misunderstood topics within the mortgage business is the definition of APR. I will do my best to unravel the mystery and explain…
Mortgage Shopping
Mortgage shopping isn't exactly like grocery shopping or clothes shopping, but it is actually quite similar. Ultimately when you are shopping you are looking for two things: quality and cost.…
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