The 6 Best No & Low Down Payment Mortgage Options
One of the most common misconceptions about buying a home is that you need at least 20% down payment. You'll soon realize that you do not need 20% down and,…
Mortgages are confusing! But they don’t have to be. We’ve created a ton of free content for those looking at an FHA mortgage.
One of the most common misconceptions about buying a home is that you need at least 20% down payment. You'll soon realize that you do not need 20% down and,…
Unfortunately, many would-be first time home buyers delay their home purchase longer than necessary to save enough money for down payment.According to the National Association of Realtors (NAR), "one of…
When you buy or refinance a home with a mortgage that exceeds 80% of the value of the home mortgage insurance is normally required. Mortgage insurance, or MI, provides you…
When you get an FHA loan you are required to pay mortgage insurance. There is an up-front mortgage insurance premium (UFMIP) and a monthly mortgage insurance (MIP) too. Today, we're…
Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…
Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
FHA is a great loan option to consider when purchasing a home so it is important to know what the FHA loan requirements are to see if it is the…
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…