The 6 Best No & Low Down Payment Mortgage Options
One of the most common misconceptions about buying a home is that you need at least 20% down payment. You'll soon realize that you do not need 20% down and,…
Mortgages are confusing! But they don’t have to be. We’ve created a ton of free content for those looking at a conventional mortgage.
Are you eligible to stop paying monthly mortgage insurance?
When you buy or refinance a home with a mortgage that exceeds 80% of the value of the home mortgage insurance is normally required. Mortgage insurance, or MI, provides you…
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Buy a House the Dave Ramsey Way or Now? [15 year comparison]
Dave Ramsey suggests you continue to rent instead of buying a house until you are "ready" according to Dave's "perfect" plan. Even though I am a fan of Dave Ramsey's…
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Should You Escrow? It Depends! [Escrow Accounts EXPLAINED]
Should you escrow your taxes and insurance as a part of your mortgage payment? It depends, and I’ll explain why in this video, Escrow Accounts Explained! When deciding whether to…
3 Conventional Loans for First Time Home Buyers
Conventional is great for those with a 20% down payment but what about First Time Home Buyers who don’t have 20% to put down? Here are 3 Conventional loan programs…
Down Payment Assistance Pros and Cons – Buy Now or Save for Down Payment
Down Payment Assistance Pros and Cons - whether you should buy now or save a down payment. I share the pros, cons, the good, the bad, the pluses, the minuses.…
Down Payment Assistance Programs in Colorado
Colorado is one of the BEST States for down payment assistance programs. Whether you are a first time home buyer or not there are programs available. HUD has a great…
CHFA Preferred: Conventional with Down Payment Assistance
Would you like to use down payment assistance to buy your next home in Colorado but prefer to use Conventional instead of FHA, VA or USDA? CHFA Preferred may be…
Top 3 CHFA Down Payment Assistance Programs
CHFA or Colorado Housing & Finance Authority, is one of the best down payment assistance programs for both first time home buyers and non-first time home buyers in Colorado.
20% Down Not Always Best
20 Percent...the magic number for mortgages, right? Well, I am here to tell you that 20% down payment is not always best. Sometimes putting down less money can be better…