![Read more about the article How much house can you afford? [Your Goldilocks Payment]](https://lendingahand.com/wp-content/uploads/Goldilocks-Payment-sm-300x169.jpg)
How much house can you afford? [Your Goldilocks Payment]
When it comes to figuring out how much house you can afford there are two considerations. First is how much the lender says you can afford but equally, if not…
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Bad credit, but want to buy a home? [HOME LOAN RULES]
Can you buy a home with bad credit? Well, it depends on what you consider to be "bad" but what I can tell you is that you don't need "great"…
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Why I Like FHA Monthly Mortgage Insurance [FHA MIP EXPLAINED]
Mortgage insurance gets a bad rap, but I like it, especially FHA's monthly mortgage insurance. Not because it benefits me somehow but because it's good for my clients. I explain…
Home Buying Tips – Do’s & Dont’s
Scott shares some home buying and mortgage pre-approval tips to set you up for success, avoid delayed closing and reduce stress throughout the home purchase process. The do’s & don’ts…
5½ Reasons FHA is Better than Conventional
FHA is a great home loan program to help those looking to buy a home with little to no money down. But it’s gotten a bad rap, especially compared to…
How Your Credit Score Impacts Your Life
Do you know your credit score? My bet is that you do...or at least you think you do. With the creation of websites like FreeCreditReport.com and CreditKarma.com along with credit…
How long do you need to wait to buy a home after a foreclosure?
Going through a foreclosure and losing your home can be devastating. The good news is that buying a home is still possible. Depending on the circumstances and the loan program…
How long do you need to wait to buy a home after a bankruptcy?
Have you had a bankruptcy? Wondering how long before you can buy a home? I'm here to give you that answer. And, just like everything in mortgages, it depends. It…
Mortgage Ratios Explained
Mortgages are simply a calculation of risk. No different from insurance. When applying for independent health or life insurance you answer a series of questions and undergo some health screening.…
Trended Credit Data
We are about to experience one of the largest shifts in mortgage qualifying that we have had in quite some time. If you have not heard about Trended Credit Data…