Home Buying Tips – Do’s & Dont’s
Scott shares some home buying and mortgage pre-approval tips to set you up for success, avoid delayed closing and reduce stress throughout the home purchase process. The do’s & don’ts…
Mortgage Ratios Explained
Mortgages are simply a calculation of risk. No different from insurance. When applying for independent health or life insurance you answer a series of questions and undergo some health screening.…
Can You Afford a Mortgage Payment?
Determining what you can afford for a mortgage payment is looked at from two perspectives....your's and the lender's. You have your budget, your comfort zone, your expectations. The lender has…
Successful Qualifying – The Three C’s
The question of what it takes to qualify for the best terms and interest rate on a mortgage comes up quite often in my discussions with potential home buyers. There…
How Much Mortgage Can I Afford?
Determining the amount of mortgage you can afford is normally a personal decision but the lender will have their two cents. Consider both what the lender looks at and what…