Home Buying Tips – Do’s & Dont’s
Scott shares some home buying and mortgage pre-approval tips to set you up for success, avoid delayed closing and reduce stress throughout the home purchase process. The do’s & don’ts…
Are We in Another Housing Bubble?
The housing bubble of 2007 & 2008 followed by The Great Recession still stings a bit for those of us who experienced the bubble bursting. Some wonder if we are…
What is the minimum down payment required?
How much money do you need for down payment? Well, it depends. There are four major loan programs available (Conventional, FHA, VA & USDA). Each of these programs has a…
Can I use a gift for down payment?
Yes.Ok, maybe I should give you a little more information. A simple "yes" isn't too helpful.Depending on the loan program you are using there are certain rules and requirements that…
Manufactured Homes & Mortgage Requirements
Denver is becoming expensive. For some a bit too expensive which is why they are turning to outlying areas for more affordable homes. Some of the homes located in these…
Headed for Another Housing Crash?
Want my opinion on whether we are headed for another housing crash? Well, either way you are about to get it. Today's post is just that, my opinion. It is…
Acceptable Sources for Mortgage Down Payment
Every so often I go through Zillow to look for questions people have about the mortgage process. I came across one that I wanted to expand upon related to down payment. The…
Is Your Non-Warrantable Condo Really Non-Warrantable?
Condos, condos, condos. I don't know about you but financing condos seems to have become a hot topic lately. Specifically, if it is non-warrantable...but no one likes labels, right? What is…
Non-Warrantable Condos
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3% Down Conventional Loan Options
Last week we mentioned the Home Ready loan program but some of our customers don't not fit best in that particular loan option. There are some other 3% down Conventional…