Credit Disputes Impact Mortgage Qualifying
Did you know you could dispute items on your credit report? Did you know that disputing items has become a popular method to clean up your credit and improve your…
Headed for Another Housing Crash?
Want my opinion on whether we are headed for another housing crash? Well, either way you are about to get it. Today's post is just that, my opinion. It is…
I Feel Your Pain – Stress of Mortgage Process
I am purchasing a home. I have not purchased a home for 8 years so it has been a while since I have gone through this process. I did refinance…
8 Steps to a Successful Mortgage Closing
We now know the 4 steps to getting a mortgage pre-approval so how about we look at the 8 steps to a successful mortgage closing? Whether you are making a…
4 Steps to Getting a Mortgage Pre-Approval
The process of applying for a mortgage and getting a mortgage pre-approval can seem daunting, even scary. When applying for a mortgage you are basically opening your financial life up…
Acceptable Sources for Mortgage Down Payment
Every so often I go through Zillow to look for questions people have about the mortgage process. I came across one that I wanted to expand upon related to down payment. The…
Mortgage Pre-Approval More Important than Ever
If you are in the market to buy a home right now I don't need to tell you how tough it is out there - you know. For those of…
10 Don’ts for a Rock Solid Mortgage Approval
Yesterday I shared the Do's for a Rock Solid Mortgage Approval but today I want to share what not to do. What not to do is just as, if not…
5 Do’s for a Rock Solid Mortgage Approval
Just because the mortgage lender has issued a pre-approval, conditional approval, or even a final approval does not mean that the qualifying process is over. Did you know that most…
Can You Afford a Mortgage Payment?
Determining what you can afford for a mortgage payment is looked at from two perspectives....your's and the lender's. You have your budget, your comfort zone, your expectations. The lender has…