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Oh No…Credit Report Inquiries!

  • Post published:7 November, 2008
  • Post category:Credit & Debts

"I don't want you to pull credit because my credit score will drop".  This is a phrase I hear all too often when I am working with potential home buyers. …

Continue ReadingOh No…Credit Report Inquiries!

Successful Qualifying – The Three C’s

  • Post published:6 November, 2008
  • Post category:Assets & Home Values/Credit & Debts/Employment & Income/Qualifying

The question of what it takes to qualify for the best terms and interest rate on a mortgage comes up quite often in my discussions with potential home buyers.  There…

Continue ReadingSuccessful Qualifying – The Three C’s

How Much Mortgage Can I Afford?

  • Post published:3 November, 2008
  • Post category:Employment & Income/Qualifying

Determining the amount of mortgage you can afford is normally a personal decision but the lender will have their two cents.  Consider both what the lender looks at and what…

Continue ReadingHow Much Mortgage Can I Afford?

Mortgage Shopping

  • Post published:31 October, 2008
  • Post category:Closing Costs/Interest Rates/Mortgage

Mortgage shopping isn't exactly like grocery shopping or clothes shopping, but it is actually quite similar. Ultimately when you are shopping you are looking for two things: quality and cost.…

Continue ReadingMortgage Shopping
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