Beyond Your Loan Limits
The Denver market continues to remain hot which is driving prices ever higher. I don't know about you but I have seen some buyers get priced out of the market.…
How Mortgage Companies Look at Credit Scores
You have a CreditKarma or FreeCreditReport.com account and you keep a close eye on your credit score. You receive alerts notifying you of any activity or score changes. You are…
Credit Disputes Impact Mortgage Qualifying
Did you know you could dispute items on your credit report? Did you know that disputing items has become a popular method to clean up your credit and improve your…
Headed for Another Housing Crash?
Want my opinion on whether we are headed for another housing crash? Well, either way you are about to get it. Today's post is just that, my opinion. It is…
CHFA RISC has been ELIMINATED
Have you heard of the CHFA RISC (Risk Information Score Card)? I will explain what it is real quick in case you haven't. CHFA wanted to avoid being adversely selected…
8 Factors to Calculating an Accurate Mortgage Payment
Calculating an accurate mortgage payment can be quite difficult. There are hundreds, if not thousands, of mortgage calculators found online. Unfortunately, most of them are either too simple or make…
Don’t Pre-Pay Your Mortgage Until You Read This
The American Dream is to buy a home and we incur a massive debt to make that possible. We are always told that debt is bad and so therefore the…
Mortgage Servicing Transfers
Have you received a servicing transfer notice in the mail recently? Trying to figure out what happened and what impact it has on you? Servicing transfers happen all the time…
I Feel Your Pain – Stress of Mortgage Process
I am purchasing a home. I have not purchased a home for 8 years so it has been a while since I have gone through this process. I did refinance…
10 More Mortgage Terms You Should Know
I previously provided the 12 Mortgage Terms You Should Know. It was not an exhaustive list which is why I have put together ten more that I think you need…