3 Lessons from My Transformational Moment
Everyone, despite their age, has experienced a transformational moment. Whether it was a seemingly simple decision you made or an experience you had. Each of these moments is significant to…
Manufactured Homes & Mortgage Requirements
Denver is becoming expensive. For some a bit too expensive which is why they are turning to outlying areas for more affordable homes. Some of the homes located in these…
Comparing Mortgage Lenders
$402,302 $341,956 $8,836.68 Ummm, ok, what are those numbers? Those are numbers I think you will be quite interested in... $402,302 is the average sales price in Denver right now.…
Pain and Pleasure of Buying a Home
Humans are interesting and complex. At times people can seem very unpredictable yet we are all motivated by human nature. And human nature is predictable - motivated primarily by pain…
Beyond Your Loan Limits
The Denver market continues to remain hot which is driving prices ever higher. I don't know about you but I have seen some buyers get priced out of the market.…
How Mortgage Companies Look at Credit Scores
You have a CreditKarma or FreeCreditReport.com account and you keep a close eye on your credit score. You receive alerts notifying you of any activity or score changes. You are…
Credit Disputes Impact Mortgage Qualifying
Did you know you could dispute items on your credit report? Did you know that disputing items has become a popular method to clean up your credit and improve your…
Headed for Another Housing Crash?
Want my opinion on whether we are headed for another housing crash? Well, either way you are about to get it. Today's post is just that, my opinion. It is…
CHFA RISC has been ELIMINATED
Have you heard of the CHFA RISC (Risk Information Score Card)? I will explain what it is real quick in case you haven't. CHFA wanted to avoid being adversely selected…
8 Factors to Calculating an Accurate Mortgage Payment
Calculating an accurate mortgage payment can be quite difficult. There are hundreds, if not thousands, of mortgage calculators found online. Unfortunately, most of them are either too simple or make…
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