Zero Down Payment Options
https://youtu.be/i8kr0E1vJrQ There is a BIG misunderstanding about what it takes to buy a home and getting a mortgage surrounding the topic of down payment. Many believe it takes 5%,…
Which is the Best Mortgage Option for You
Trying to figure out the best mortgage can be a bit like going through a maze blindfolded. You know where you want to end up (buy a home) but you…
20% Down Not Always Best
20 Percent...the magic number for mortgages, right? Well, I am here to tell you that 20% down payment is not always best. Sometimes putting down less money can be better…
Trended Credit Data
We are about to experience one of the largest shifts in mortgage qualifying that we have had in quite some time. If you have not heard about Trended Credit Data…
Comparing Mortgage Lenders
$402,302 $341,956 $8,836.68 Ummm, ok, what are those numbers? Those are numbers I think you will be quite interested in... $402,302 is the average sales price in Denver right now.…
Beyond Your Loan Limits
The Denver market continues to remain hot which is driving prices ever higher. I don't know about you but I have seen some buyers get priced out of the market.…
CHFA RISC has been ELIMINATED
Have you heard of the CHFA RISC (Risk Information Score Card)? I will explain what it is real quick in case you haven't. CHFA wanted to avoid being adversely selected…
10 More Mortgage Terms You Should Know
I previously provided the 12 Mortgage Terms You Should Know. It was not an exhaustive list which is why I have put together ten more that I think you need…
Should I Refinance My Mortgage?
You hear the ads. You see the mailers. Refinancing can drop your rate. Refinancing can save you money! But is it right for you? How do you know whether or…
FHA Mortgage Insurance Requirements
Have you heard that FHA has life of loan mortgage insurance? Would you like to know the FHA mortgage insurance requirements which don't always require the mortgage insurance to be…