FHA Mortgage Insurance Requirements
Have you heard that FHA has life of loan mortgage insurance? Would you like to know the FHA mortgage insurance requirements which don't always require the mortgage insurance to be…
Do You Really Want the Best Mortgage Rate?
I recently came across a YouTube video by Leah Coss, a mortgage Loan Officer in Vancouver. She put together a good video on how to get the best rate and…
Acceptable Sources for Mortgage Down Payment
Every so often I go through Zillow to look for questions people have about the mortgage process. I came across one that I wanted to expand upon related to down payment. The…
Mortgage Pre-Approval More Important than Ever
If you are in the market to buy a home right now I don't need to tell you how tough it is out there - you know. For those of…
How to Avoid Mortgage Insurance
Eric Newman has a great video on YouTube about mortgage insurance. I would encourage you to check it out however I want to provide a bit more meat. I would…
How Mortgage Rates Work
I often get calls asking, "What's your rate?" Unfortunately, it is not that simple. Mortgage rates depend on many factors including decisions made by you. Let's dig in and I…
12 Mortgage Terms You Should Know
Going through the mortgage and home buying process can be stressful. Part of that stress is the unknown. Not knowing what to expect. Not knowing the terms being used. Today I…
10 Don’ts for a Rock Solid Mortgage Approval
Yesterday I shared the Do's for a Rock Solid Mortgage Approval but today I want to share what not to do. What not to do is just as, if not…
5 Do’s for a Rock Solid Mortgage Approval
Just because the mortgage lender has issued a pre-approval, conditional approval, or even a final approval does not mean that the qualifying process is over. Did you know that most…
Can You Afford a Mortgage Payment?
Determining what you can afford for a mortgage payment is looked at from two perspectives....your's and the lender's. You have your budget, your comfort zone, your expectations. The lender has…