Win the Day and Don’t Break the Chain
Was yesterday a success? Will you win the day today? How do you know? Did you feel good at the end of the day? Did you feel accomplished? Sometimes I feel…
What is the minimum down payment required?
How much money do you need for down payment? Well, it depends. There are four major loan programs available (Conventional, FHA, VA & USDA). Each of these programs has a…
Creating Facebook Lists for your Real Estate Business
It is no secret that as a real estate agent your best source of business is your database. Your database may include family, friends, acquaintances, past customers, current customers, and…
What is included in mortgage closing costs?
"Closing costs" is a fairly broad term that can mean many different things. You could ask five different people and you will likely get five different answers. Let's dig in…
Real Estate Agents: Are you on the right TRACK?
I pay bills on the 20th of every month. This happened to be this past weekend. I have a process I follow when I pay bills. The first thing I…
My Favorite Podcasts
I've been working from home a bit more lately. I miss my commute. I know that is a bit strange. A lot of people would be jealous of my ability…
Real Estate Agents: Do you really need a business plan?
I walked into Costco last week and was shocked to see Christmas stuff already out on the floor. Is it just me or does it seem the "Christmas Season" starts…
Image by Eli Christman on Flickr
Are online lenders any good?
I'm making progress. I made progress yesterday. I am making progress today. And I know I will make progress tomorrow. Sometimes it doesn't feel like I am making progress but…
Can I use a gift for down payment?
Yes.Ok, maybe I should give you a little more information. A simple "yes" isn't too helpful.Depending on the loan program you are using there are certain rules and requirements that…
Mortgage Ratios Explained
Mortgages are simply a calculation of risk. No different from insurance. When applying for independent health or life insurance you answer a series of questions and undergo some health screening.…
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