fbpx
Skip to content
(888) 231-2444
Lending A Hand
  • Buy a Home
    • Free First Time Homebuyer Guide PDF
    • Free PDF Homebuyer Guide: Things to Consider Before You Buy
  • Refinance
    • Refi Analysis
  • About Us
    • Testimonials
  • Apply
  • Toggle website search
Search this website
Menu Close
  • Buy a Home
  • Refinance
  • About Us
  • Blog

Qualifying

  1. Home>
  2. Blog>
  3. Qualifying>
  4. Qualifying
How long do you need to wait to buy a home after a bankruptcy?

How long do you need to wait to buy a home after a bankruptcy?

  • Post published:16 November, 2017
  • Post category:Credit & Debts

Have you had a bankruptcy?  Wondering how long before you can buy a home?  I'm here to give you that answer. And, just like everything in mortgages, it depends. It…

Continue ReadingHow long do you need to wait to buy a home after a bankruptcy?
What is the minimum down payment required?

What is the minimum down payment required?

  • Post published:9 November, 2017
  • Post category:Assets & Home Values/Down Payment

How much money do you need for down payment?  Well, it depends. There are four major loan programs available (Conventional, FHA, VA & USDA).  Each of these programs has a…

Continue ReadingWhat is the minimum down payment required?
Are online lenders any good?
Image by Eli Christman on Flickr

Are online lenders any good?

  • Post published:10 October, 2017
  • Post category:Qualifying

I'm making progress.  I made progress yesterday. I am making progress today.  And I know I will make progress tomorrow. Sometimes it doesn't feel like I am making progress but…

Continue ReadingAre online lenders any good?
Can I use a gift for down payment?

Can I use a gift for down payment?

  • Post published:4 October, 2017
  • Post category:Assets & Home Values/Down Payment

Yes.Ok, maybe I should give you a little more information.  A simple "yes" isn't too helpful.Depending on the loan program you are using there are certain rules and requirements that…

Continue ReadingCan I use a gift for down payment?
Mortgage Ratios Explained

Mortgage Ratios Explained

  • Post published:10 July, 2017
  • Post category:Credit & Debts/Employment & Income

Mortgages are simply a calculation of risk. No different from insurance.  When applying for independent health or life insurance you answer a series of questions and undergo some health screening.…

Continue ReadingMortgage Ratios Explained
Trended Credit Data

Trended Credit Data

  • Post published:9 August, 2016
  • Post category:Conventional/Credit & Debts

We are about to experience one of the largest shifts in mortgage qualifying that we have had in quite some time.  If you have not heard about Trended Credit Data…

Continue ReadingTrended Credit Data
Manufactured Homes & Mortgage Requirements

Manufactured Homes & Mortgage Requirements

  • Post published:25 July, 2016
  • Post category:Assets & Home Values

Denver is becoming expensive.  For some a bit too expensive which is why they are turning to outlying areas for more affordable homes.  Some of the homes located in these…

Continue ReadingManufactured Homes & Mortgage Requirements
Comparing Mortgage Lenders

Comparing Mortgage Lenders

  • Post published:21 July, 2016
  • Post category:Interest Rates/Mortgage/Qualifying

$402,302 $341,956 $8,836.68 Ummm, ok, what are those numbers?  Those are numbers I think you will be quite interested in... $402,302 is the average sales price in Denver right now.…

Continue ReadingComparing Mortgage Lenders
Pain and Pleasure of Buying a Home

Pain and Pleasure of Buying a Home

  • Post published:18 July, 2016
  • Post category:Qualifying

Humans are interesting and complex.  At times people can seem very unpredictable yet we are all motivated by human nature.  And human nature is predictable - motivated primarily by pain…

Continue ReadingPain and Pleasure of Buying a Home
How Mortgage Companies Look at Credit Scores

How Mortgage Companies Look at Credit Scores

  • Post published:17 June, 2016
  • Post category:Credit & Debts

You have a CreditKarma or FreeCreditReport.com account and you keep a close eye on your credit score.  You receive alerts notifying you of any activity or score changes.  You are…

Continue ReadingHow Mortgage Companies Look at Credit Scores
  • Go to the previous page
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • Go to the next page

 CONTACT US: 
(888) 231-2444

  • Down Payment & Closing Costs
  • Home Ownership
  • Interest Rates & Payments
  • Mortgage Loans & Lenders
  • Qualifying

Categories

Purchase
Refinance
Conventional
FHA
VA
USDA
Down Payment Assistance

12412 York Street, Office #7, Thornton, CO 80241 | State license detail available at https://wynnteam.com/about/licenses/
Copyright © 2022 NEO Home Loans is a division of Luminate Home Loans, Inc. | NMLS #150953 | For licensing information, go to: www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953. Corporate Headquarters 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to: www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply. Do Not Sell My Personal Information | Privacy Policy | Equal housing lender.

Copyright 2017 All Rights Reserved - OceanWP Theme by Nick